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Every HARP 2.0 loan is different based on your factors like:
1) Your over all credit profile
2) Your over all debt to income ratio
4) Did Fannie or Freddie ask for an appraisal or was it waived
5) Do you have mortgage insurance?
6) Do you have to subordinate a second lien?
All of these factors play a role in what lender will accept your HARP 2.0 refinance. Good luck! I only lend in Florida.
Yes!! I have several of them going now and everyone one of them has something different that will determine which lender to use. I have researched this program for the last 4 months so I am ahead of the game.
I only lend in Florida!!
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For Sale: $529,500
For Sale: $259,900
For Sale: $59,500