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Answers (8)
- Julie Messina, "CNN Mortgage"
- Contributions:70
Hope it's a primary residence if you want to cash out with any sort of reasonable interest rate. The other answers here and lender suggestions are great, but I just did the research for someone on a investment property and came up short.
- Andrew Adams, "203K Specialist"
- Contributions:9349
You have 2 issues with Fannie
1. Finding a lender that doesn't care about the property being listed. The truth is that being on the market is a servicers overlay not a fannie mae guideline.
2. When the property has been listed for sale the max LTV for cash out is 70%. If you are looking for an LTV of greater than 70% Fannie and likely freddie are not an option.
1. Finding a lender that doesn't care about the property being listed. The truth is that being on the market is a servicers overlay not a fannie mae guideline.
2. When the property has been listed for sale the max LTV for cash out is 70%. If you are looking for an LTV of greater than 70% Fannie and likely freddie are not an option.
- DENISE SHEARS, "denise shears"
- Contributions:15
We can do it when it is 30 days off market with cash out
- Sean Cochran, "scochran1"
- Contributions:119
I believe Suntrust will do this one day off the market. I have to double check, however.
- Peyman Broukhim, "Peyman Broukhim"
- Contributions:22
- Sunny Singh, "EastBayFHA"
- Contributions:51
US BANK, JMAC Lending, ING will all do these loans 1 day off the market. I believe Stearns Wholesale may as well.. I may be wrong
- Justin Dillon, "Justin Dillon"
- Contributions:20
I would try US Bank.
- Rudi Hofmann, "LUXURY HOME LOANS CA"
- Contributions:7435
Looking for lender to refi property just off the market
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