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Looking to buy a Condo/Townhome/Apt. via Miami Dade Courts. Would I be responsible for any liens ?

If theres any kind of HOA fees owed ? Would I have to pay for that aside from whatever I pay at the courthouse for a particular property ? Thanks for the help.
  • January 19 2011 - Miami
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Answers (3)

I would definitely recommend before you bid on any property to complete some research and spend under $150 for a lien search to make sure you are not taking on any additional liens, code enforcements, etc (your local title company can help you with the lien search). Otherwise, purchasing via the courthouse can land you a really great deal! Good luck to you!
  • January 20 2011
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The winning bidder takes title to the property subject to all defects, liens, encumbrances and matters of which he/she has or could obtain knowledge. It is the bidders responsibility to perform all research regarding the property, including the value, title defects, liens, mortgages or other encumbrances.  The Clerk's Office does not guarantee a clear title and is not responsible for any encumbrances on the property purchased at auction.

The laws regarding foreclosures are extremely complicated.  It is recommended that all bidders perform a title search and consult an attorney prior to placing a bid.

For more information please visit:https://www.miamidade.realforeclose.com/index.cfm?zaction=HOME&zmethod=START#1
  • January 20 2011
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Hi Davm,

Yes, you would be responsible for liens if you buy at the courthouse steps (now online).  This type of undertaking is often a full-time job (my husband does this).  At a minimum you should work with an attorney or title company familiar with doing Title searches.

Good luck!
Audra
  • January 19 2011
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