Looking to buy first home and need some adviceWe would like to buy within the next year or so, or sooner if possible. My husband just started a new job with an oil company in Louisiana so his income will consistently be going up each year. Is there a certain amount of time we have to wait since he just started a new job? I have been at my job for almost eight years. My husband went through a few layoffs over the past few years and our credit took a hit, mostly mine and now we are trying to get back on track. We both have some areas of our credit we need to fix, but we don't know what we should payoff or not? or when? and how to get our scores up. Some things are from almost six years ago. We just need help with fixing our credit and getting set on the right path to actually being able to own our own home. Any advice is welcome. Thank You. July 29 2014 - Tampa00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.