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I am actually in a similar situation. I purchased a foreclosed condo with a fixed 30 year rate in St. Paul MN. it is a freddie mac loan, the servicer is MetLife home loans. In my case, the home is my primary residence.
I called Metlife to get details about the Making Home affordable programs, but as of last week (4/23) they were not able to help, promgrams are opening in May? Is anyone else issues in the Twin Cities with Freddie Mac refinancing?
The "obama plan" or Making Home Affordable plan is for Owner Occupied, Second home, and Investment properties. If your new loan is going to be within 105% of the property value you can streamline refinance using this program.
Sorry for the conflicting opinions but the response before me is wrong 100%
The Obama plan to help homeowners refinance is for a Primary Residence only. You have to live in the property to qualify.
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