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Low credit score looking for help to buy home

I have a score of 617 and would very much like to buy a home.  Is this possible with a low credit score?
  • January 30 - US
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Answers (6)

Yes it is possible, there are many programs available for individuals/perspective buyers. There are variables such as loan amount, down payment %, credit history, etc that will help determine your if your eligible for a loan

Its best that you to look at all these factors before determining a actual answer


I hope this helped you a little bit...  if you have any questions or concerns please feel free to reach out.. Good luck
  • January 31
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Your credit score is still acceptable! The lowest credit scores lenders like myself are able to do, is a score of 580. Since your score is above 580, then you should be good to go when it comes to credit. There are also other financial factors that would need to be analyzed including your income, expenses, assets, liabilities, debt, employment, down payment, as well as credit scores. The best thing for you to do is to speak with a lender such as myself to see if you can get started on financing a new home. If you have any further questions or if you would like a loan, feel free to contact me.

Good Luck!
  • January 31
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score not bad at all!
we do a free credit simulator and it lets you know exactly what you need to do
call me if you need asst
504 339 5626
  • January 30
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617 score is not bad. Where are you looking to buy? Call me to walk through the steps to get a pre-approval of one of my lenders. 
  • January 30
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It depends on the type of loan you are doing. FHA requires a 620. There are some lenders that can go down to 580. Since you are so close to the needed score ask if they could do a quick credit repair. Sometimes they can add 10 points to your score within a month. Depending whats on your credit score. definitely call a lender they can help you with this.
  • January 30
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Yes, where are you looking to buy? 
  • January 30
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