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Low credit scores is it still possible to get a home?

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October 31 2013 - Santa Barbara
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What's your credit score? Who knows, your credit score still may be acceptable. For example, I have been able to give out loans with scores as low as 580. So if you are in that range or above you will have a shot at a loan with a lender like myself. Otherwise, I recommend that you work on your credit score a bit. The simplest way to improve your score would be to pay off your debt and revolving credit balance on time. It's also important to understand that you're ability to obtain a loan relies on other factors as well. These factors include income, expenses, assets, liabilities, debt, employment, down payment, as well as credit scores. Either way, I suggest you speak with a lender like myself who would be glad to speak with you to help you get the loan that you need. If you have any further questions or if you would like a loan, feel free to contact me.

Good Luck!
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October 31 2013
Yes, we approve down to 530 score so it is very possible. Your overall credit criteria will help determine your approval status. 

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October 31 2013
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I am asking the same question, I got divorce and lost my job last year, now back working and making good income but due to divorce and other situations my credit score is low. :( hope to get an answer...
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October 31 2013
 
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