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Usually there are numerous special loan programs being offered by different lenders that allow small down payments or other featured benefits. Department of Veterans Affairs do not require any down payment until the property is relatively expensive. The other financing loan, FHA Administered by HUD, requires only 3% of down payment.
It is possible, but a buyer with less than 20% down would also need to get mortgage insurance. Read this recent article in the Washington Post:The lowdown on low down payments
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