MEdit!! I guess I forgot to write an actual question in the "Question" box, and now it won't let me edit my actual question, only the body of thequestion! My question is, Do my husband and I have any options? My husband and I are looking for a lender who would be able to work with us. We currently own a townhome that we are out-growing and would like to move into a sibgle family house. I think we will have an issue being pre-approved because my credit isn't very good (bankruptcy two years ago, middle credit score of 594, last time I checked about two-three months ago). My husband bought our current house on his own before we were married, but has since added a car loan into the mix and no longer works a second job. So for him to qualify for an amount we would need is impossible. Our annual income together is about $84,155. I believe I have learned that the minimum middle credit score for qualifying for an FHA loan was 620. Does this mean I am out for good until my score is up? We are just anxious to get out of this townhouse and into something long term. Thank you!October 09 2013 - Saint Paul00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.