Market value VS FHA appraisal Value in New windsor NY, how close are the two, I hear FHA low balls.we offered a price based on resent sales but with the market in NY still declining I'm afraid that FHA will appraise it lower. Friends who resently used FHA said the appraisal came in very low. anone experience this?July 17 2010 - Town of New Windsor00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.