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Yep, FHA High Balance is the only option with that down payment. Your price range will be OK for LA county.
Have you tried posting a request in the ZMM? That would be a good starting point for you to see what is out there.
What county and state are you looking to purchase a home in?
Rob with the zinger....... Rebecca look at the very top it usually will tell you where they are from.
Obviously there are Cali lenders telling you your only options at this point but consider oldskoolballr's response. There is no rush to purchase especailly in S. Cali so you have plenty of time to increase your downpayment or even financial reserves. Just my opinion!
Well, you pretty much have one and only one option on a loan, so that should help simplify the process for you!
Most lenders are able to offer FHA product, and if you prefer a broker, you need to make sure they are HUD approved and have access to FHA.Understand that by using FHA, you will have a hefty UFMIP fee to pay, about $10,000 in this scenario and this separate from all other customary closing costs that need to be paid, however you can finance this fee into your loan amount.Good luck with your home and loan search!
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