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Being 15% underwater lenders will look at this as "Buy and Bail." You may find getting a purchase loan difficult."Without 30% down you will not be able to count 75% off rental income in your debt-to-income ratios. Besides qualifying with both payments and HOA dues if applicable, you will need your down payment, 6 months reserves on the rental and two months reserves on your new primary residence. Rental income insurance may also be required in addition to your property insurance.Best wishes, Rudi
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For Sale: $160,000
For Sale: $246,900
For Sale: $299,000