Modification deniedMy husband and I attempted to modify over a course of several months and in the end we were denied. We never made a late payment and I was to ld we needed to stop payment in order for them to approve. Well, my husband ended up having to go bankrupt to afford the home but we are still struggling. However, our income is too high still yet to qualify. Should we stop making payments or file for a legal separation so he could qualify on his own and I will save my good credit?August 26 2011 - Dixon00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.