Mortgage Advice!Hello,My mother in law has a life estate clause on our deed. I do not have a mortgage on my house. I would like to re-finance my home and take some money out for college bills. The mortgage lender I spoke with says that since the life estate is on the deed, the mortgage can't be sold on the secondary market. My mother in law lives with us and is willing to sign on the loan acknowledging that she knows we are borrowing money against the house. Does anyone know how I can refinance without having my mother in law give up her life estate rights?Thanks!March 24 2012 - Manhattan00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.