Mortgage Assumption and State Tax StampI am considering doing a mortgage assumption, in order to take my ex-wife off the mortgage. Today I received the "estimate of fees" statement from the lender and was shocked to see that there is a "State Tax Stamp - Deed" for 6343.18. I live in Washington State. A) I am wondering why I would have to pay tax on a house that I already own. Is it because the house is being "sold" from the two of us (partners) to just one of us (single owner)?I am also hoping someone might have an idea of what options I might have to accomplish the same thing while avoiding this tax. Namely, I want to keep my low rate (4% 30-year fixed) but remove my ex-wife. I will consider refinancing, even if it means taking a slightly higher rate, if I can save myself from that tax. Any ideas?PS. I'm not looking for advice about looking at the numbers in terms of monthly payments, the length of the loan, amounts going to principle/interest. I am really looking for some tips about types of financing moves that may help me to not pay the state tax stamp. Thanks in advance for suggestions! Mr. a78July 23 2011 - Snohomish00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.