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I don't think waiting is necessary if you're dealing with a professional. HARP 2.0 is even simpler than HARP 1.0. If your loan is with someone other than PNC, I'd be glad to make a recommendation to a colleague that could handle it for you. Click on me and send me an email if you'd like me to make introductions.
Then you should wait a few months considering most of our lenders are just releasing their guidelines on these. :DFWIW I havent seen any lender going about 125% loan to value.There are some but we are not doing business with them.What do you think your value is? Loan amount?
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For Sale: $599,000
For Sale: $259,000
For Sale: $264,000