Mortgage Loan

Profile picture for skiddles11
Is it true in the state of Texas both you and your spouse have to be on a mortgage loan?
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August 03 2009 - Irving
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Profile picture for DFWNewHomeSpecialist
No that isn't true. Your spouse will be on the deed though. Both spouses have to be present at closing even if the mortgage is only in your name.
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August 09 2009
Profile picture for kellylacey
TX is a spousal state, which means that the spouse doesn't have to be on the mortgage but does have to sign closing docs.  

You can't refi or take out a new loan without your spouse being present even if they're not on the loan.
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August 03 2009
 

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