Mortgage Underwriting For the Recently Self employedBack in June we submitted , what we thought was a pre- qualification for a mortgage through DR Horton the mortgage guy John Russell lied to me and my husband advising us that everything was good to go and that we could pick out our home and that were could well over than the house we wanted but we stayed within our budget. We put up our earnest money picked out what interior and exterior designs. Two weeks ago we get a phone call advising that John Russell no longer works for the company and they can not locate our information so we had to gather all our paperwork again. However this time we are advised that we should have never been told we had to green light. Was told that due to husband being a truck driver could not use income because he is not a salaried employee.. I dont understand how someone with great credit..history of bank statements and income tax returns that show we make the money to afford the home or more can be turned down. We can't buy a home but can buy as many cars and rack up as many credit cards as we like. I just don't understand is there anything else that can be done? I feel that we have been a victim and no one is trying to take accountability for the inaccurate information that we were provided. With his info we moved out of our apartment to stay with my parents to save money. We gave everything that they have asked for and still at a road block. This is just a nightmare.October 11 2012 - Birmingham0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.