Mortgage after very late transfer of deedLooking to get a mortgage to buy a home after BK discharge back in 2008 due to foolish investments in real estate. I thought i was in the clear to get a mortgage since BK discharge was over 3 years ago. I found out when I tried to buy a house 2 years ago during underwriting that the title of the discharged property was not transferred until 2011 - 3 years after the mortgage was discharged, so while it doesn't show up in my credit report, a foreclosure in 2011 will show up during underwriting. Long story short, I have a great income, savings for a 20% down payment, great payment history, and a good credit score now. Is it possible to get a loan? I don't want to put my family through getting pre-approval, house hunting, finding the perfect home, only to have the loan fall through right before closing again. That was the worst experience of my life.September 28 2013 - Elgin00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.