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Mortgage in NJ area

I am looking for a mortgage in NJ area. Based on my research Loan Search provides better rates with low closing costs.  Can someone  provide their feedback on their services based on their experience ?
  • June 09 2009 - Edison
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Answers (4)

Dont know who that is but do know this lender: Feedback on his services is in his reviews, excellent.

http://www.zillow.com/profile/NJShoreMortgage/
  • June 09 2009
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I would submit a quote on Zillow and then choose 3 - 5 quotes you like and then call them.  Keep in mind its not always about the lowest rates and fees.  If those low rates and fees were for a 1 year ARM and interest rates go up significantly in the next year then that deal might have turn out to be the most expensive.  Make sure you find a mortgage professional that you feel comfortable with and trust.  Getting the right loan program for you and your situation is most important.  If you're working with the right people than they will get you the best deals.  The best deals don't always get you the right people.
  • June 11 2009
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Consumers (like yourself) must understand we all get the money from the same place.  The key to obtaining the best deal for yourself will be dealing with an honest and trustworthy individual, which you feel comfortable with.  I understand there are a lot of companies to choose from, but contact one and see what they offer.  Then come back and let us within the community know what they are offering and I'm sure you'll obtain the best loan for YOU.  I hope this helps...

James Kennedy
RBI Home Loans
72 Broad Street
Matawan, NJ 07747
Ph:  (732)290-1888

RBI Job-Loss Protection Plan: www.RBILoans.com
  • June 11 2009
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Profile picture for FinancialResources
Check out the lenders credibility. Rates are NOT the largest concern.
The ability to close the loan is whats most important.

On a purchase, you will be contracted to close at a certain time frame.

Imagine getting a call from your lender 2 days before closing saying that your overdue library book from 20 years ago has caused your rate to go from 5% to 8 %  Too late to call another lender now....

Finding a good lender is like finding a good surgeon......
PRICE isn't that important now is it ????
  • July 04 2009
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