Mortgage on 1099I was on W2 for the past 4 years and i earn more than 100K+ per year for the past 4 years. I got a new job which is contract to hire in September and i am been paid as a 1099 staff. The agreement that i signed with the company is that i will be hire at the end of March 2014. On 1099, my monthly pay is 20K.I have a house that i like and the builder are ready to start building the house. But, i am having issue with the Underwriting stage of my loan because i was considered as a self employ person and asked to have 2 years of tax history. Despite the fact that i dont have any debt and a credit score at the high end of 700 and ready to put 40% down as the downpayment on a house of $250K, i still cant get a mortgage.I cant wait till next year when i will become a W2 staff and i am just 3 month as a 1099 staff. The house that i like keep appreciating with about 4k monthly for the past 3 months and i will like to close the deal as soon as possible. Any solution or advice?November 14 2013 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.