Mortgage preapproval 1099 WorkersI have worked 1099 and W2 for the past 7 years. Some of the times it's either W2 for the first 6 months of the year and 1099 for the rest of the year. This is usually dependent on the contract. Some contracts, companies pay only in W2 so I have no choice but to work W2 with the company but most companies choose 1099s. I have filed my taxes every year with both 1099s and W2s. I am working with a lender that is telling me I need a 2 year 1099 that shows I worked 1099 completely each of the 2 years which i think is ridiculous since most of the time I either work 1099 better half of the year and W2 for in the same year. Are there lenders out there that will factor in both 1099s and the W2s since i used both when filing my tax returns. When I work 1099 my income is between $45/hr -$70/hr depending on the contract . If I work W2 my income is $31-$40/hr and the other part is paid as Per diem which is between $125-$200 a day depending on the city that company sends me. That is extra money i get on top of my pay when I work W2. Usually 1099 is always an all inclusive rate. Currently I have been working on a contract with this new company since September 2013 on a 1099 basis and my income here is $60/hr as a Performance engineer. There has not been a dull moment for the past 7 years where there is no work unless I choose to take a break which I have taken few breaks to vacation. I put an offer to purchase a home that my brother has been renting for over 3 years for $100,000.00 which the bank offered to sell. This I believe is way less than what i can afford to pay for looking at my income and I am having difficulty with lending process with my 1099s and W2. Are there any lenders out there that can work with my situation? I can show proof of all 1099s, W2s and also can show proof of all direct deposits matching the same income for the past 2 years with no issues.If there are please contact me as soon as possible. April 10 2014 - Raleigh11YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.