Mortgage shoppingI want to pay 5% down. Will the interest rate, down payment amount and monthly payments always be the same, no matter which lender I go to? Mind you, I'm doing a 30 year mortgage. If it won't be the same, how can I find a lender that will give me a low down payment with a lower monthly payment than my current bank is offering?May 11 2012 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.