Mortgage with 20% Down but 610 CreditDue to some hardships, unfortunately credit is pretty bad. Hoping to get a House in CaliforniaWe have been paying rent for over 5 years, no late on rent, and rent is around $1969 per month on a 2bed room.We will be paying off ALL credit cards/car/etc .. everything will be paid off.We will have around 20%-30% Down on a House ($80,000-100,000), is it possible to get a mortgage? August 20 2013 - Union City00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.