Mortgage with a 555 Median score???Hello, about 6 years ago, I bought a car that I couldn't afford, and made various poor decisions which ultimately proved disastrous after I lost my job. I had 2 cars repossessed, and a few charge offs. That being said, over the past 2 years I have paid or settled every delinquency. I have new car loans that I can afford (haven't missed a payment in 2 years) and have 3-4 low limit credit cards (haven't missed a payment in 2 years). Combined with my wife, I make about $90K per year and have about $8K in savings. I know that I need to get my score up to a 620-660 to get an FHA loan, but am wondering if there are any options available to me now.I have done nothing but pay for my past mistakes, and fortunately have learned from my experiences. If my only option is to sit and wait for another 2 years then I will accept that. However, I am interested in further discussing any options I may have.February 14 2010 - Everett00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.