MortgageWe have our mortgage through PNC and was recently approved for a loan modification. The amount in arrears was added to the back of our loan. We are current on our payments. We have a home equity line through another bank. According to Zillow, we have about 10K in equity if you only look at our mortgage. However, with the equity line, we are upside down by about 6K. Our equity line interest rate is around 8%. We want to lower that interest rate and our clueless of our options. We have a meeting with their mortgage specialist soon and want to mine the knowledge of mortgage experts before meeting with them. What options do we have? What would be the best move to make? We do not want to take out any more money. We simply want to refinance to get a better interest rate. September 13 2012 - Indianapolis0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.