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Since September 2009
Lender rating
Since January 2009
Ultimately the lender can deny any loan modification request...They are not required to modify loans. Having said that my office has successfully been able to get several loans modified after they were initially denied. If you have a legitimate case no harm in contacting your state rep's office and see if they will get behind your case. I have seen 7 such cases that were initially declined, after speaking with the state reps office and having them agree with the plea...The modifications got done.
It is no guarantee but I have a feeling when the state reps voice an opinion the banks are listening closely.
Tracy,
Please show me just one instance that a borrower was able to do a short refinance...not a loan modification! A Short Refi and Bigfoot have a lot in common....People claim they have gotten them yet no one can poduce any clear evidence to it's existence!
Are you currently behind on your mortgage? How many times have you been 30 days late in the last 12 months? You may be able to request a short refinance if your home is not worth more than you owe... Here to help!
Lender rating
Since October 2009
Featured Rates are based on state rates for 30 year fixed loans and are valid for the date shown, but they may change without notice. They are for consumers with a credit rating of 720 or higher and a 20% or higher down payment. Rate, terms, pre-paid finance charges, and APR may vary based on factors such as creditworthiness of the applicant(s), self employment status of the applicant(s), condo or townhouse structure, loan amount, and geographic location of the property.
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My Modification request was denied... now what?
coolhand79
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