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This is my second try to post this response; apologies if it's duplicative. The listing agent represents the seller and is obligated by law to get the best deal for the seller. If you have a buyer agent, s/he is obligated by law to get the best deal for you. Price aside, a contract to buy a home contains many other provisions, including home inspection contingency, financing and appraisal contingencies, that are negotiable. The listing agent's job is to make sure there are as few contingencies as possible and that the time for those contingencies to be satisfied is as short as possible. If there is a home inspection contingency, will you be comfortable accepting the listing agent's recommendation of a home inspector? If defects are found, and you don't have a buyer agent, you will not have an advocate in negotiations over repairs or a price adjustment. The only way that making your offer through the listing agent would get the seller to accept a lower price is if the seller's agreement with the listing agent calls for a reduced commission if there is no buyer agent. Do you know if that is the case? Do you know how much lower commission the seller will be paying if you don't have a buyer agent? Or is the listing agent rebating half of the commission to you if you make an offer through her/him? In general, buyers are well-advised to have a buyer agent. If this post was helpful please click on the thumbs-up below.
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