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there is a home i am looking at for sale at $400k it is valued as follows
Zillow $389.674 $533.800 $731,306
Eppraisal $296,435 $348.748 $401.060
As you can see Zillow is a joke nearly $200k over its worth and every day it loses more and more credibility. I use eppraisal now as Zillow has become a shill for RE
Appraiser are not always correct. Double check the most recent sales in your condominum which you should find in the public record. Bank foreclosure should not be factored in on an appraisal.You can always request a second appraisal if you find sales that are higher than your recent appraisal. I often find Zillow on the low side on value. Remember zillow does not see the interior of a home and any improvement that may be made. If you are upside down on your mortgage than consider a bank short sale.
You should review your Purchase and Sales Agreement...there usually is a clause in it that addresses what your options are if the appraisal value falls short of the sale price.Good Luck!
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