My chapter 13 bankruptcy is ending May 2011. Will I be able to purchase a home?

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March 31 2011 - Bartonville
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Answers (4)

Profile picture for MimiFrancis

In North Carolina, where my Real Estate company is based, we have helped Home Buyers purchase 3 years and a day after their bankruptcy was discharged.  The big caveat here is that these Buyers did everything 8*right* after the bankruptcy (caused by a serious illness in one case and a divorce in the other) - they re-established their credit and demonstrated to lenders that the difficulty they faced was short-term (not permanent) and was in the past.
Hope this is helpful and Happy Home Hunting!

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March 31 2011
Profile picture for Darrell Self
You used to be able to get an FHA loan one day after a chapter 13 Bk. If you are in Texas please contact me through my profile here and I can refer you to a great and honest lender who knows FHA inside and out.
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March 31 2011
Profile picture for LindaDressler
Perhaps you can ask the attorney who represented you in your chapter 13 bankruptcy that question. If you need the name of a few good lenders, feel free to contact me directly.

Good Luck!
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March 31 2011
Profile picture for Philip_Chicago
Probably not, but you need to speak with a few lenders to see what they say.
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March 31 2011
 

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QuestionMy chapter 13 bankruptcy is ending May 2011. Will I be able to purchase a home?
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