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My credit rating is around 650 - 670. Can I get a mortgage for a home?

Profile picture for Patticakes4u
It dropped after my divorce but has recently went up some. I am looking to buy a house soon. Is this credit rating enough to purchase a home? Renting is killing me.
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October 10 - Kansas City
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Answers (5)

Profile picture for Nida M
Contributions: 249
Zillow All-Star

Since August 2009

Here is a link to starting your loan request on Zillow.com!
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October 13
Profile picture for DeanTheRealtor
Real Estate Agent

View my 6 listings

Contributions: 191
Zillow All-Star

Since October 2009

You should be able to. I would be happy to refer a Kansas City mortgage professional to you.

Let me know.

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October 13
Profile picture for SDMortgagefinder.com
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Since July 2009

Down payment will obviously be an important favtor as well.

Good Luck.
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October 10
Profile picture for SteveHeaney
Mortgage Lender

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Since September 2009

Yes, your likely best loan is going to be an FHA loan but that does depend on may other factors including you credit.  I suggest you place a loan request on Zillow with your information and how much you would have for a down payment and you will get many quotes from mortgage professionals.  Pick one in your area and they will be able to collect all the information needed to give you your choices so you can make an informed decision.

It is a great time to be a buyer!
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October 10
Profile picture for Bob Lowery
Mortgage Lender

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5.0/5.0

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Contributions: 1722
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Since February 2009

Yes, that score is good enough, however, they will look at other things, too.  I recommend sitting down with a LO and getting prequalified.

Good luck.
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October 10
 

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