My extenuating circumstances are being denied modification because I'm current; spent all my savingsI have lost income, property value and increased medical expenses. My lender won't talk to me because "I am current." Ive spent most of my savings and need modification and can afford to keep my home with the right interest rate.. How can I get the lender to talk to me?April 09 2009 - Excelsior00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.