My fiance and I are trying to buy a home, told 650 credit score isn't enough???We have no bankruptcies, student loans, etc. He has been at his job for 2+ years making $33K a year, and we own our vehicles with no installment loans. His credit score 3 months ago was 629, and is currently at 650 and climbing after obtaining two secured credit cards and only using 30% of the available credit. I feel like we are doing everything correct. Why are we told that we cannot buy a house until we continue this trend for a year or more?? August 19 2013 - Baltimore00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.