My husband and I were pre-approved over a month ago for a $680k loan.The mortgage loan officer informed us a week later that we were not approved, even though we had the pre-approved confirmation letter in hand. The mortgage loan officer then decided to try another route to get us the loan. Essentially, the bank needed copies of certain cancelled checks, a 2-year history of certain utilities and copies of bank statements. We have provided IRS documents requested, as well as tax information and check stubs. It is now going on 8 weeks and we still have not gotten fully approved for a mortgage, although we have a commitment. My question is--what are our chances of actually getting a fully approved loan and how much longer should we wait to get the loan, as it is taking a much longer time than we were told to get the loan. It seems as if the bank and the underwriter are playing a game of 'how long can we keep these people in limbo before they give up'.July 19 2014 - Town of Bedford00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.