Profile picture for suga2901

My husband gets SSI and he is the head of household. is that enough to buy our first house?

I dont anything about buying a home. Im tired of renting and i dont know what to do. Our credit is fair/poor. I dont wanna waste my time that's why im seeking answers here.
  • July 20 2011 - Battle Creek
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Answers (6)

If you feel your score is low...ask a lender about the rapid rescore program.  This program will give you step by step instructions to getting you score up in a matter of days.....It may be called something different in another state.
  • November 17 2011
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Profile picture for Kat Nimmons
alot goes into a determination for a loan, amt of ssi, credit score and state loan programs available for disabilities, etc., a good agent can lead you to the right program for you, 
  • November 17 2011
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Depending upon how much he receives, what other debts he has and how strong his credit is he could possibly qualify. If not a lease with option or land contract may be another route to explore. Have you had any luck as of yet? If not please you can email me at RerhiTheRealtor@gmail.com although I am not close to Battle Creek I have an awesome loan officer who could at least guide you through the process.

Good Luck
  • November 15 2011
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You will need to speak to a lender. He/she will need to look at your credit report, gross income and other debts to determine your eligibility.
  • July 20 2011
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Profile picture for wetdawgs
I find the information on Zillow here to be quite useful.  Scroll down to "mortgage map". 
  • July 20 2011
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Profile picture for suga2901
If you are in the area and you know of a 4bedroom house for rent in the pennfield or lakeview area up to 700 a month.
  • July 20 2011
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