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Hi Jesse,Best thing we can do is to compare all options: 1st) would be to transfer the mortgage, and we should look at the terms of the current mortgage2nd) would be for you to be Pre-Approved, you can buy with as little as 3.5% down payment 3rd) If house needs some work, we can look into the 203k FHA program, that gives you up to $35,000 for certain repairs; above the purchase price. Question: What monthly payment would you be comfortable with?There is also a way to offset your closing costs depending what price your seller is looking for. Give me a call when you have the opportunity, we can look more into your options.CARLOS PAREDESMortgage Consultant / NMLS: 233595[deleted by Zillow moderator. Please see our Good Neighbor Policy for posting guidelines]GEM Mortgage, A Direct Mortgage LenderCalabasas - Branch
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