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My lender is not participating HARP program!

Profile picture for Chen804
I am unable to get refinance through BOA or other bank because They are not my first lender! Evan I am qualify for HARP?
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December 21 2011 - El Monte
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Answers (5)

Profile picture for Courtesy Mortgage
user892256 -

Yes, Freddie Mac Open Access is available if your servicer does not originate, or if they do originate and you want to look at other options.

If your Loan to Value is over 125%, you will have to apply after March 11th for the Open Access program.   Up to 125% is available now at any Open Access lender.  
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February 28
Profile picture for user892256
Hi,

I have the same problem.  My lender is not participating in HARP and I have a Freddie Mac loan.  Is it possible to apply for HARP with another lender?
 
Thank you
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February 28
Profile picture for Roseville Loan Guy

Chen,

If your loan is eligible for a HARP refinance it doesn't really matter who your lender is in most cases. BofA should be able to do it if anyone else can.

We'd really need more information to help you though. Have you done any research to see if your loan is eligible for a HARP refinance?

Sincerely,
Greg

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December 22 2011
Profile picture for GMerino
You may go to www.fanniemae.com/loanlookup to see if your address appears.  Please provide brief details, concerning your home perhaps we may provide some direction for you.
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December 22 2011
Profile picture for daveskow
??  so are you saying your loan is not eligible  at all ??
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December 21 2011
 

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