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Why would you ask those questions Phillip?Might this be why you are no longer a confirmed lender? "Anyone Can Refinnace"...I would have to disagree with that statement....Plenty of folks would like to refinance but can't for any number of reasons.
LTV, Income, Assetts, Debts, property condition, credit score....and so on!
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For Sale: $299,500
For Sale: $1,995,000
For Sale: $384,950