My wife and I have a total household income of 172,000with 135,000 in student loans(She just Graduated Grad School) $430 truck payment and No credit card debt. She has no work experience due to grad school. I make 42,000 and she will bring in 130,000. We are both under contract. She just started this week. What could we be approved for? and how long would we have to wait to be approved for a loan?August 14 2013 - Corpus Christi00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.