NC Harp 2 refiI need help with a refi in NC. Bought in 2005. PMI Currently a rental.Mkt value and Fannie value are 13k difference. Can I get my own appraisal? 95% LTV with Fannie value. Just want to lower our rate, no money out. Currently a 30 yr fixed.August 28 2012 - New Bern00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.