Name on Mortgage?????My husband has a credit score of 620, I have no credit score. Can my husband apply for a mortgage on his own?? We have no debt except an auto loan that he took out in his name in March of this year. He works full time and makes about $54,100 before overtime per year. I make about $27,000 a year. We live in Ct. and I heard Ct can be tricky for mortgages. We are considering either a CHFA/FHA because we only have $5,000 to put down. The 3 houses we have looked at are under $150,000. Could he only apply for a mortgage without my name being on it???? I am opening a secured credit card this week to build my credit back up. I just have old paid bills that are still on there and they are all medical.November 03 2013 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.