Need Advice: First-time buyer, Income - $108K, 675, $10K down paymentI'm a first-time buyer looking to purchase a home and need some advice. Listed below is a summary of my financial situation:Income - $108K (same company 3+ years)Debit - $0 (none)Down payment funds - $10KCredit score: 695 Transunion, 674 Experian, 668 EquifaxLocation: Greenville, SC 29609SingleTarget home price: $150-200KI'm ready to purchase a home pending my financial situation, however I'm not sure where to begin. Not sure if I'll qualify for a conventional loan or if I need to research FHA loans. Also, will my income limit my options for first-time programs? Any help would be greatly appreciated!December 28 2008 - Greenville11YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.