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The trial period is usually a partial payment. If he was reported late on his mortgage then he will need to wait 12 months. I am guessing he is reporting as late at least once in the last 12 months,
Andrew,That implies 12 months seasoning on a short sale, doesn't it?You couldn't find anything regarding loan modifications? My borrower has a 1st & 2nd through CITI. CITI solicited him last August. They denied him after his 6 month trial in February. All payments were made on time. The question remains if this has the same guidelines as a short sale?Thanks for you efforts Andrew!Happy funding, Rudi
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For Sale: $900,000
For Sale: $1,199,000
For Sale: $615,000