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Answers (2)
Ilonggo,If your bk lawyer classified your home as unsecured you should not have any problems. In fact, You don't owe anything.
Davaoenyo
Davaoenyo
- Craig Baranowski, "Craig Baranowski"
- Contributions:233
Chapter 7 makes a loan modification more difficult but not impossible. It is best to consult your bankruptcy attorney on your specific situation. As a general rule, as long as you can demonstrate that you can pay your mortgage long term under the new modified loan program, your lender should be open to working with you. It is best to do your homework on loan modifications, contact your attorney and then contact your lender. It is critical that you clearly document what you can and cannot afford as well as how you got into your current financial situation.
Need a 'hardship loan modification' on house, declared a chap. 7 in June/July. What are my chances?
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