Need advice for using FHA loan with HUD homeI am interested in bidding on a HUD home. The listing shows the home as insurable with a repair escrow (~$500). I asked my lender about getting a loan for the property. Because there is a second kitchen, the lender advised that the property would not be eligible for a regular FHA loan and mentioned I would need to use a 203k loan. However, he said I would not be eligible for the 203k loan, even though I have been pre-approved for a regular FHA loan. - If the property is listed as insurable with escrow, shouldn't I be able to use a 203b FHA loan?- Does it seem right that I can qualify for a regular FHA loan at one amount, but would not qualify for a 203k loan at a lesser amount?July 13 2013 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.