Need help om purchasing a home in the next couple months......We currently live in a condo (currently refinancing to lower rate 6.25 to 4.37)...Do we qualify for the 1st time home buyer credit?....What is the best way to get the seller to lower their listing price and chip in the closing cost? We currently have 15K for down and could get a home at 350K to 370K. Any help would be appreciated.May 27 2009 - Woodbridge00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.