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Need help.......

Does anyone know any lender that can help us purchase a home. Our credit score is like 540-560
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October 31 2009 - Cabot
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Profile picture for BungalowMo
LoansbyTracy has the right site you need!!!  Get the reports there & you get all info you need for FREE by LAW.  Those are directly from all 3 CRA's & will have creditor contact information, like phone #'s and addresses.

You need to clean up your reports before trying for a loan.  With scores in the 5's, even if you got a loan, the int. rate would be astronomical!!!
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December 06 2009
It sounds like you need a lender or loan company that offers a homebuyer assistance program that includes credit repair.
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November 02 2009
For your score to be that low there must be several things that need to be taken care of  or is it due to lack of credit if that's the case a credit profile can be built for you with alternative tradelines... You can get a free copy of your credit report at www.annualcreditreport.com it won't have your scores but you can see what issues you need to take care of - take care of them and then order your scores or contact a mortgage banker/broker to get prequalified... Hope this helps!
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November 01 2009

Not, at this time please review your credit Report,620 min! find out what the concerns are. Some things are simple, if you have any credit cards that have high balances pay at least half of it.. find out who is reporting on your credit report now and try to work out a payment plan... 

Hope some of this helps!!!!

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November 01 2009
 
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