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Lender rating
Since January 2009
There are a couple of places you can still get an NIV loan with verified assets. Problem is they are regional so you will have to find a lender in your area. Like he said, if Stated they will pull the 4506 and compare incomes so you need an NIV or No Ratio where the income is left blank.
This is from a bank's rate sheet in the NE with a very limited lending area:
"No Income, Verified Asset" Programs also available.
Maybe 1 or the CA Lenders/Brokers know of an NIV still available in CA.
Lender rating
Since August 2009
Lender rating
Since January 2009
Featured Rates are based on state rates for 5/1 ARM loans and are valid for the date shown, but they may change without notice. They are for consumers with a credit rating of 720 or higher and a 20% or higher down payment. Rate, terms, pre-paid finance charges, and APR may vary based on factors such as creditworthiness of the applicant(s), self employment status of the applicant(s), condo or townhouse structure, loan amount, and geographic location of the property.
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Need stated income refi
wekles8
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