Need to get pre-qualified or see what I need to do to buy a home.I posted on here last year regarding buying a home in the summer of 2014. It's now the New Year and wanted to know if I should start the process of seeing where I stand on buying a home. Some information about me, Self-Employed, First Time home buyer, I would like to try and do an FHA so down payment will be minimal or I could put down around 15,000. Income last year was over 250,000 (gross) however I don't know if I will claim this much; this is why I need to speak with someone. Also I'm looking for a home in Garden Grove or the Inland Empire. My credit score last year was around 580 and I started to pay down all my credit card debt to see if that would help my score and it did, however during the holidays I ran some cards up again. I have a middle score that I ran today on Myfico.com of 618. I would like to try and get it higher, but also want to see where I stand on the house buying part. My lease is up here in July so I do have some time. Thanks in advance.January 27 2014 - Garden Grove00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.