Need to raise credit score fast - mortgage lender will do a rapid rescore.Score dropped due to just having to remove 3 very old dispute comments on long closed accounts. This came up at the late in the mortgage process. Only debt is 1 year old car lease w 27 mo term showing 62% of total balance remaining and Am Ex charge (not credit) card that I pay off every month - reported statement balances over last 4 months - 2500, 3500, 2500, 1500. Score took a dive when it went from 2500 to 3500 (not sure if that's why, as there were a 2 new mortgage inquiries as well), but score did not change much when it went from 2500 to 1500. I have a lot of available credit. I was advised to charge $10 on a card I haven't used in a while. Thoughts on that? Will it also help to pay down the car lease (shown as installment loan) to under 50%? Should I pay off AmEx completely? Middle score was at 768, then after removal of dispute comments and 2 new mortgage inquiries it dropped to 719 so every little bit will help. July 30 2014 - Parsippany-Troy Hills Township00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.